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Tips for buyers

October 10, 2019

Find out what the current owner pays in property taxes and energy costs

Get preapproved for a mortgage. Preapproval was always a smart move, but now it is a must. The real-estate agents we talked to say they don’t want to take someone home shopping who might not be able to get a mortgage in today’s tighter loan market.

Do some digging to find out where you will get the best rates. Check several lenders, including commercial banks, mortgage companies, and credit unions. Knowing only what ...
 

Are You Financially ready?

October 10, 2019

So, you’ve decided that homeownership is right for you. Now you need to determine if you are financially ready to buy a house. In this Step, you will find a number of simple calculations that you can do to evaluate your current financial situation, how much house you can afford and the maximum home price that you should be considering. Test ...

Do you buy before selling?

October 8, 2019

In today’s market where the majority of people who are actively pursuing real estate are involving themselves on both sides of the coin — the sale of their existing home and the purchase of their new home — the question of what to do first is an important one. On the one hand you don’t want to purchase before selling because you don’t want to ...

4 Things Buyers Can Do To Minimize Surprise

October 6, 2019

When people say they hate surprises, it’s a little bit like when someone says they don’t like change. Most people actually love change and surprises – so long as the changes are pleasant or they perceive the surprises to be in their favor. It’s really only unpleasant surprises that agitate, irritate and frustrate the average person. This is ...

How much home can you afford?

September 27, 2019

Before getting starry-eyed house hunting, don't forget that buying a home is a long-term financial commitment, accompanied by closing costs, mortgage payments, taxes and day-to-day maintenance. How can you determine how much buying power you have? Every first-time homebuyer should follow three easy steps to determine how much home he or she can ...

Why Use a REALTOR®?

September 15, 2019

All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® ...

An Investment Mistake That Can Cost a Fortune

September 13, 2019

Investing on your own can be really difficult at times. At the same time as some people are blessed with the ability to make the right decisions, there are many who possess the resources and the determination to make successful investments. But, let’s face it, not all of us are well versed with the latest profitable investments. Therefore, getting ...

IS IT FOR YOU?

September 11, 2019

You've just found the home of your dreams. It's exactly what you've been looking for plus the neighborhood is picture perfect. Is all that lovely manicuring the result of a Homeowners Association? Planned communities are increasing in popularity. You can be assured of proper maintenance. You may also be protected against loud noises, what many ...

10 Steps to Home Ownership!

September 10, 2019

The home-buying process doesn't need to be scary. Our step-by-step guide will walk you through the process and answer your questions on what you should expect from your REALTOR®, where to look for loans, and what to watch out for when closing the deal. Step 1: Are you Ready? Step 2: Get a REALTOR® Step 3: Get Loan Preapproval ...

Rewards of ownership

September 7, 2019

A home of your own sounds like an excellent idea. But is it a wise move? Will the benefits outweigh any financial risks? Before making your final decision, there are some facts you should know. It can seem a little frightening and kind of like signing your life away. After all, you'll be locked into a loan payment for 15, 20 or even 30 years or ...
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