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Prepare your home for sale

July 2, 2019

Break out the mop and the paintbrush. It’s time to give your home a mini-makeover. Here are all the little things you can do to attract the big offers. Time to see your home through a buyer’s eyes. Over the years, you’ve grown quite comfortable with your home’s little imperfections; the hole in the screen door, the chipped paint on the ...

Two things to get a buyer's attention

June 29, 2019

Condition and price. Let's tackle these two issues and see what we can do to get you on your way. Condition: Whether you have a modest home or a mansion, it's guaranteed to sit longer if it's not clean and de-cluttered. That's the basics. The problem is when your home has been on the market for a while, it's easy to fall back into old habits ...

Setting the stage for home sellers

June 27, 2019

Once primarily a luxury for the rich when selling their mansions, home staging is becoming popular with average homeowners seeking to get their properties off the market faster and earn more money. The proliferation of television programs on staging a home - often providing tips on how to do it yourself - has made it a fast-growing trend at all ...

When It’s Showtime!

June 26, 2019

You have inspected your house and taken care of problems. Now you are ready for showings. You will need a plan of action that assigns duties to each family member so the place can quickly be whipped into shape. •Open all drapes, blinds, etc. and turn on lights to make the house bright. •Air out the house to get rid of cooking, pet odours, and ...

APPRAISALS AND INSPECTIONS

June 25, 2019

An appraisal and a home inspection have some similarities. Both services ensure that your property will meet certain, basic criteria. However, they are two distinct functions in a real estate transaction. Let's start with the appraisal. The appraisal assures the market value for the buyer and the lender. It is usually ordered and required by ...

Ten Tips On Making Your Home More Eco-Friendly

June 24, 2019

Tip #1 – Turn off the lights when not needed, even as you go from room to room in the course of your day (or evening) According to ENERGY STAR, as much as 20 percent of a home’s energy use comes from light bulbs. Using a compact fluorescent light bulb (CFL) requires about 75 percent less energy than incandescent, but lights that are turned off ...

How to sell in a buyer's market

June 23, 2019

You've got to be proactive on price, marketing and more. Here are 10 steps to take before you plant the "for sale" sign. If you're selling your home this year, be prepared for a marathon, not a sprint. In most places, those heady days of putting a property on the market, receiving multiple bids, getting more than you expected, and accepting ...

House-poor can easily turn to house-less

June 22, 2019

Our friends made a strategic decision almost three months ago: They went to a five-year fixed-rate mortgage from the floating rate they had been enjoying, one that carried an interest rate of just 1.25%, but had risen to 1.75%. They are now locked in at 3.74%, which is well below the bank posted rate of 6.25% and below the 4.25% floating rate they ...

Paid off home, now how to get title?

June 20, 2019

Q: I live in Southern California and paid off my home. I received "Substitution of Trustee and full reconveyance" that was recorded in my county in June 2007. Is there some other document that I should receive indicating title, deed or ownership of my property? I received an ad from a private company indicating they would assist for a fee to ...

Extra payment to principal may not dent monthly payments

June 19, 2019

Many borrowers would like a mortgage on which the monthly payment would drop following a large payment to principal. They may have highly irregular income, or they may anticipate coming into a large sum of money from a bonus, bequest or insurance settlement. Mortgages fall into four categories with regard to how responsive they are to this ...
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